Built by a former contractor, for design-build operations.
Construction Professional Liability Insurance is the design-build division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a professional negligence exclusion shows up in a claim denial on a design-build project.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Construction E&O specialists
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran construction operations, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a design defect claim arrives, a specification error surfaces during construction, or a coordination failure triggers a professional negligence suit.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years in the trades — built to insure contractors and operators the right way.
Expanded to design-build and AEC professional markets
After placing programs for dozens of trade and specialty contractor categories, CCA extends expertise to design-build firms, construction managers, and architect-contractors with unique professional liability profiles.
Dedicated construction professional liability division
Construction Professional Liability Insurance focuses CCA's expertise on design-build contractors — firms where E&O, design defect claims, specification errors, and coordination failures are the real risks.
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Design-build contractors insured
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Years placing construction E&O
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of design-build construction because we know what happens when coverage fails at claim time.
Coverage that closes the professional gap
Professional negligence exclusions, design defect claims, specification errors, and coordination failures — we address the risks standard CGL markets exclude entirely.
A-rated markets only
We shop carriers with the financial strength and construction industry experience to be there when an E&O claim, a design defect suit, or a completed operations professional claim arrives.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your design-build operation actually requires.
Ready to protect your design-build operation?
Get a 15-minute quote from specialists who understand construction professional liability — E&O, design defect claims, specification errors, coordination failures, and completed operations professional exposure.